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Real Estate Glossary

 
 

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A

ABA Number

Abandonment

Abatement

Absentee Landlord

Absentee Owner

Abstract

Abstract of Judgement

Abstract of Title

Abstractor's Certificate

Abstraction

Abut

Abutments

Abutting Owner

Adjustable Rate Mortgage (ARM)

Amenity

Amortization

Annual Percentage Rate (APR)

Application

Appraisal

Appraiser

Assets

Assumable mortgage

B

Balance Sheet

Balloon Mortgage

Bankruptcy

Borrowers

Bridal Registry

Building Codes

C

Cap

Cash reserves

Certificate of Title

Closing

Closing Costs

Commission

Compound Interest

Condominiums

Conventional Loan

Cooperative (Co-Op)

Credit report

Credit score

D

Debt-to-Income Ratio

Deeds

Default

Delinquency

Discount Mortgage

Down payment

E

Earnest money

Escrow

F

Fair Housing Act

Fair Market Value

Fannie Mae

FHA

Final Walk Through Inspection

Fixed-rate Mortgages

Flood Insurance

Foreclosures

Freddie Mac

G

Ginnie Mae

Good Faith Estimate

H

HELP

Home Equity

Home Inspection 

Home Warranty

Homeowners insurance

Housing Counseling Agency

HUD

HUD-1

HVAC

I

Index 

Inflation

Interest rates

Insurance

J

Joint and Several Liability

Joint Liability

Jointly Owned Property

Joint Tenancy

Journeyman

Judgement

K

Keystone

Kicker

Kick-out Clause

Kitchenette

Kit Homes

L

Lease purchase

Lien

Loans

Loan fraud

Loan-to-Value (LTV) percentage

Loss Mitigation

Loan Origination

Lock-in

M

Margin

Mortgage

Mortgagee 

Mortgage Banker 

Mortgage Broker 

Mortgage Insurance  

Mortgage Life Insurance 

Mortgage Prepayment

Mortgage Insurance Premium (MIP) 

Mortgagor 

N

Negative Amortization

Net Present Value (NPV)

Net Worth

No-Documentation Mortgage Loan

Non Sequitur

Notary Public

Note

O

Offers

Origination Fee

Owner Financing

P

Partial Claim

PITI (Principal, Interest, Taxes and Insurance)

PMI (Private Mortgage Insurance)

Pre-Foreclosure Sale

Premium

Principal

Q

Quadrangle

Quick Ratio

Quitclaim Deed

R

Radon

Real Estate Agent

Realtor

Refinancing Mortgage

Rehabilitation Mortgage

S

Sale-Leaseback

Sales Incentive

Schematic

Second Mortgage

Section 8 Housing

Sections

Secured Loan

SEC (Securities and Exchange Commission)

Short Sale

T

Tax Assessor

Tax Credits

Tax Deductions

Tax Deeds

Tax Evasion

Tax exempt

Tax Foreclosure

Tax Lien

Tax Planning

Tax Rates

Tax Shelter

Taxable income

1031 Exchanges

Tenancy in Common

Title Insurance

Two-Step Mortgage

U

UCC (Uniform Commercial Code

UL (Underwriter's Laboratories)

Underwriting

USPAP (Uniform Standards of Professional Appraisal Practices)

Urban Land Institute (ULI)

Urban Renewal

Urban Sprawl

USDA (U.S. Department of Agriculture Rural Development)

Usury

V

VA (Veterans Administration)

VA Home Loan

VA Mortgage

Vapor Barrier

Variance

Venture Capital

Venue

W

Wainscoting/Wainscot

Waiver

Walkup

Wall Panel

Warehousing

Warranty

Warranty Deed

Wasteland

Waterfront Property

Water Rights

Watershed

Water Table

Wetlands

X

X-Bracing

Y

Yield

Z

Zero Lot Line

Zero Side Yard

Zone

Zoning

Zoning Ordinance

 
   
 

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